Loans · 08/04/2025

According to a report by CoreLogic, the U.S. real estate market in 2024 is characterized by a general decline in home prices, an increase in mortgage delinquencies, and a preference for adjustable-rate mortgages among buyers. The waning interest of investors in purchasing properties and a drop in existing home sales indicate a shifting trend towards a buyer's market.

Finance · 08/01/2025

A report by Bank of America indicates that asset tokenization is gaining increasing attention, signaling a significant transformation in financial markets. This trend opens new possibilities for asset management and investment by enhancing liquidity and reducing transaction costs, particularly in real estate and corporate financing. The application of blockchain technology ensures the transparency and security of transactions.

Transportation · 07/21/2025

The incidence of drunk driving in the United States is increasingly severe, with 32% of traffic deaths in 2022 attributed to it and a fatality occurring every 39 minutes. Over a third of states have drunk driving death rates above the national average, highlighting the urgency of this issue. The impacts of drunk driving are profound for both individuals and society, making it essential to raise public awareness and strengthen legal enforcement.

Travel · 07/14/2025

September is an ideal time to travel in the US, with recommended destinations including Yellowstone National Park, Lincoln Park, Niagara Falls, Hawaii, and Central Park in New York. Yellowstone is renowned for its diverse wildlife and breathtaking landscapes. Lincoln Park is perfect for family visitors, while Niagara Falls attracts countless photography enthusiasts with its stunning water views. The islands of Hawaii offer relaxation and water activities, and Central Park showcases unique natura

Travel · 07/17/2025

Washington's cherry blossoms attract countless visitors each spring, with the National Mall, Tidal Basin, and Jefferson Memorial being the most popular viewing spots. Yoshino cherry trees are renowned for their stunning flowers. The blossoms not only showcase natural beauty but also symbolize the friendship between China and the USA, creating a rich cultural atmosphere. Visitors are advised to plan their trips in advance, check the weather, and maintain decorum, as the cherry blossom festival in

Transportation · 07/17/2025

This article provides a comprehensive ticketing guide for Amtrak, the national rail service of the United States. It includes information on travel routes, fare discounts, travel options, and purchasing steps. Amtrak offers various services covering 46 states and multiple destinations, making it suitable for budget-conscious travelers. The available discounts and pleasant travel experience make it an ideal choice. Readers will learn how to easily obtain tickets on the official website to enjoy a

Culture · 07/17/2025

The three major landmarks in the United States are the Statue of Liberty, the Empire State Building, and the White House, symbolizing freedom, economic resurgence, and national authority. These buildings attract global visitors with their rich history and cultural significance. The Statue of Liberty represents freedom and hope, the Empire State Building is legendary for its skyscrapers, while the White House is a symbol of the U.S. government. Together, they compose a magnificent narrative of

Education · 07/18/2025

The PSAT is a preparatory test for the SAT that helps students become familiar with the exam format and question types, reducing test anxiety. It provides detailed score reports to identify strengths and weaknesses for effective study planning. Additionally, the PSAT allows for monitoring progress, setting goals, and offers recommendations for AP courses to aid future academic choices. Furthermore, the PSAT serves as a qualifying test for the National Merit Scholarship in the United States

Travel · 07/17/2025

The United States attracts countless visitors with its rich history and culture, offering unique urban landscapes and breathtaking natural sites. Major cities like New York, Washington, and San Francisco showcase the country's cultural diversity, while natural wonders such as Yellowstone National Park and the Grand Canyon are must-see destinations. With a population primarily in urban areas, the cultural diversity stems from a complex immigration background, making it essential to be mindful of

Education · 08/20/2025

This article focuses on the application deadlines for popular universities for Fall 2023 applicants. It also reviews the online seminar for Taiwanese students applying to the National University of Singapore (NUS) MBA program. The article shares MBA preparation experiences and application advice, aiming to help applicants prepare efficiently and successfully enter their ideal universities. It provides valuable insights on navigating the application process and maximizing chances of acceptance to competitive MBA programs.

Finance · 06/05/2025

The U.S. has significantly increased tariffs on steel and aluminum, prompting experts to warn of a potential new trade storm triggered by future Section 232/301 investigations. While justified under the guise of 'national security,' the tariff escalation could ultimately harm the U.S. economy. Businesses should be wary of the uncertainty brought about by these tariffs and implement robust risk management strategies, actively seeking diversified markets and supply chains to mitigate potential negative impacts.

Travel · 07/15/2025

Philadelphia, the largest city in Pennsylvania, attracts visitors with its unique history and culture. As the birthplace of the Declaration of Independence, its historical significance draws travelers from around the world. A day tour in Philadelphia will take you to explore the Independence National Historical Park and other historic sites. Additionally, the city's port enhances its role as a vital transportation hub, offering a variety of travel options that allow you to fully experience the c

Travel · 07/28/2025

Salt Lake City, the capital of Utah, was founded by Mormons and possesses a unique cultural background and lifestyle. The city's elevation ranges from 1280 to 1320 meters, resulting in a highland climate and ecology. Many visitors choose to drive to nearby attractions like Yellowstone National Park; winter visitors should prepare warm clothing and waterproof gear. This city is not only a travel destination but also a profound reflection of the beliefs and lives of the Mormon community.

Travel · 08/21/2025

This article provides an expert's in-depth analysis of a 24-day family road trip through the American West, highlighting itinerary highlights, accommodation choices, and practical tips. The trip includes theme parks (Knott's Berry Farm, SeaWorld, Disneyland) and natural landscapes (Grand Canyon, Monument Valley, Zion National Park). Accommodation choices prioritize comfort and convenience. It emphasizes road trip planning and family travel considerations, aiming to help readers easily plan an unforgettable family trip to the American West.

Taxation · 07/25/2025

This article analyzes statistical data from the 2023 U.S. individual income tax filing season. Although the total number of filings has decreased, overall processing efficiency has improved, while electronic filings and website traffic have significantly declined. There has also been a downward trend in both the number and amount of refunds, reflecting changes in taxpayers' information acquisition methods and their confidence in filing.